Buy your first home, sell your property, or invest in Florida with agents who understand your language and culture. The real estate market doesn't have to be a mystery when you have the right team by your side.
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Many Latinos in Florida share these challenges. You're not alone in this search.
Without credit history or with an ITIN, you think buying a house is impossible. Many Latinos give up on their dream of homeownership before even exploring their options.
You worry that you won't be taken seriously because of your accent or immigration status. This anxiety is real: many professionals don't understand the reality of our community.
Documents in English are complex and you fear signing something you don't understand. A misinterpretation can cost you thousands of dollars or get you into legal trouble.
Prices in Florida vary widely and you don't know if you're overpaying. Miami, Orlando, Tampa: each area has different dynamics that require local expertise.
A simple process designed for the Latino community in Florida
Are you looking to buy, sell, or invest? What's your budget? Share your goals and needs with us through a brief free evaluation.
We analyze financing options and neighborhoods that fit your profile. Every case is unique, and we treat it as such.
A bilingual agent accompanies you throughout the process, from search to closing. Professionals who understand your language and culture.
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Clear answers about the real estate process in Florida
Yes, several banks and state programs allow you to obtain mortgages with an ITIN. Requirements vary, but our agents know the available options. Some FHA loans accept ITIN, and there are institutions specializing in financing for the Latino community.
FHA programs require as little as 3.5%, and there are first-time homebuyer assistance programs in Florida. Some offer up to $10,000 in down payment assistance. There are also conventional options that require between 5-20% depending on your credit profile.
Generally the seller pays the commission (5-6% split between agents). As a buyer, you do not pay directly to the agent who represents you. This means you can have free professional representation when buying a property.
Identification (license, passport, or matricula), proof of income (W-2, 1099, or tax returns), bank statements, and mortgage pre-approval letters. If you're self-employed, you'll also need business account statements.
Thousands of Latinos have found their ideal home with our help. The first step is the free evaluation.
Start Your SearchAtton Finance LLC is a technology connection platform. We are not financial advisors, insurance agents, real estate brokers, or tax preparers. The professionals on our platform are independent and responsible for their own licenses and services.